Your information, in your hands
Privacy Policy
Your money records are personal. This policy explains what Harbr handles, why it is used, and the controls available to you.
Last updated October 28, 2026
Information Harbr handles
Harbr uses the information needed to provide your account and money-management features. The information can include your name and email address from sign-in, and the financial records you choose to add or import.
- Account information, such as your name, email address, and sign-in identifiers.
- Income, expenses, transfers, refunds, categories, tags, notes, and dates that you record or import.
- App settings and information needed to keep your account and financial data in sync.
- Information about how you use calculator tools, including averages calculated from your confirmed financial records to suggest starting values inside the signed-in app.
Transaction messages on Android
If you enable transaction-message detection, Harbr processes bank or card transaction SMS messages to identify possible transactions. A detected item is presented for your review; it does not become a confirmed transaction until you approve it.
Messages may be sent to Harbr’s service for processing and may be retained as part of the review or confirmed transaction record. Pending suggestions and message data can have different retention periods. You can turn off SMS access in Android settings.
How information is used
Harbr uses information to provide and maintain the service, show your records and reports, calculate tool suggestions, protect accounts, troubleshoot issues, and meet applicable legal obligations. Your financial records are used to provide features you request, such as summaries and calculator starting values.
Public calculators work from the values you enter in your browser. Signed-in calculators can offer optional starting suggestions based on averages from your confirmed income and expense records. You can change those values before using a calculation.
When information is shared
Harbr does not make your financial records public. Information may be processed by service providers that help operate, secure, and support Harbr, or disclosed when required by law. Those providers should receive only the information needed for their role.
When you sign in with Google, Google handles sign-in under its own privacy terms. Harbr does not receive your Google password.
Retention and security
Harbr keeps account and financial information while needed to provide the service and for legitimate operational or legal needs. Different records may have different retention periods. For example, a reviewed transaction and an unapproved SMS suggestion are separate records.
Harbr uses safeguards intended to protect information. No online service or storage system can be guaranteed completely secure, so please protect access to your device and account.
Your choices and controls
You can review, edit, export, or remove financial records using the features available in your account. Account settings also provide controls to reset financial data or request account deletion. Removing SMS permission in Android stops future message access by the app.
If you delete your account, some information may be retained where required for legal, security, or service-integrity reasons. A deletion request may take time to complete across systems.
Changes to this policy
Harbr may update this policy as the service changes or as required. The current version and its last-updated date will be shown on this page. If a change materially affects how information is handled, Harbr will provide notice through the service where appropriate.