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NEWAndroid app with an automatic SMS queue

A safe harbour for every rupee.

Harbr picks up spending from your bank SMS, sorts it into categories you control, and shows you exactly where your money settles each month.

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No signup. Explore and edit sample data.
harbrbudget.in/app/dashboard
Harbr web dashboard showing income, spending, savings, recent months and category breakdowns.
Harbr Android app monthly financial overview with income, expenses and savings.
Android appWeb dashboardBank SMS detectionCSV import & exportGoogle sign-in
Harbr for Android

Your bank texts you. Harbr takes it from there.

The Android app reads your bank and card SMS, picks out the amount, merchant and date, and puts each one in a queue. Nothing counts towards your totals until you’ve checked it.

QR code to get Harbr for Android
  1. 01

    Your bank sends an SMS

    Debits, card spends, refunds and credits: the messages you already get.

  2. 02

    The Android app picks it up

    Transaction messages become suggestions with the amount, merchant and date.

  3. 03

    They join your queue

    Review the suggested entries together in Harbr before adding them to your finances.

  4. 04

    You approve, edit or reject

    Check the category and details. Only approved entries count toward your totals.

Harbr Android app category breakdown for expenses and income.
Harbr Android transaction receipt with its original bank SMS and refund details.
Harbr Android refund detail linked to the original transaction.
  • Nothing slips through. Every transaction SMS is queued, so cash-heavy weeks and late-night card swipes all show up.
  • Nothing sneaks in. A queued SMS is a suggestion. It only becomes a transaction when you approve it.
  • Missing a category? Harbr asks you to pick one before approving, so your breakdowns stay honest.
  • The original SMS stays attached. Open any transaction to see the raw message it came from.
Everything in one quiet place

Built for seeing where it went, not for nagging you about it.

Your month at a glance

Income, expense and savings, with recent months side by side and every category close at hand.

Category breakdowns

Expandable subcategories with share and amount. Open a category to see its exact transactions.

SMS review queue

Bank messages turned into ready-to-review suggestions. Check the details, approve, edit or reject.

Refunds that add up

Link partial or full refunds to the original expense and see what you actually spent.

Bulk edit

Select transactions by row or day, then recategorise, retag, redate or delete the selected entries.

Your categories, your tags

Organise categories and subcategories, choose colors and icons, and manage your transaction tags.

Year in review

Category breakdowns and month-by-month income, expense and savings to help you see the bigger picture.

Import & export

One CSV format both ways. Preview imports, check duplicates and keep your own copy of your data.

Money tools

FIRE, investment growth, loans, emergency funds and inflation. Free to use, even without an account.

The detail behind every total

Descriptions, tags and linked refunds keep your income and expenses in context.

Interactive demo

Take it for a spin before you sign up.

Explore over a year of fictional transactions, refunds, analytics and an SMS review queue. Make edits and export CSV without signing up.

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To log out of the demo account, select your profile icon, then Sign out.
12+months of sample history
3sample SMS awaiting review
27sample categories
0sign-ups needed

Your money, your data.

Only transaction SMS

The Android app reads bank and card messages. Personal conversations are never touched.

Export whenever you like

Download transactions as a CSV in the same format you can import back.

Leave cleanly

Clear your financial data and start over, or delete your account entirely.